How Should I Pay for Rehab?

Category : Getting Help

How Should I Pay for Rehab?One of the first concerns many addicts have is the cost of rehab. Many people mistakenly assume that addiction treatment costs much more than it often does. Others fail to comprehend the many financial aid options that are available to them. Unfortunately, many addicts allow financial concerns to prevent them from seeking the help they so desperately need. The simple truth is that no treatment expense can be as costly as continuing untreated substance abuse. If you don’t get help, you are likely to experience an excruciating decline in your physical and mental health that ultimately ends in a premature death. Understanding and preparing for the cost of rehab is important, though the expense should never be used as an excuse to postpone or avoid treatment.

Rehab Payment Options

Though the particulars are often varied, paying for rehab often comes down to one or more of the following options:

  • Insurance coverage of all or most of the costs
  • Public or private financial aid or grants to cover the costs
  • Payment for treatment out of pocket

There are benefits and disadvantages to each of these options. Our admissions coordinators are ready to help you decide which form of treatment and payment plan is right for you.

Benefits of Insurance Coverage

Most health insurance plans cover inpatient or outpatient addiction treatment. In fact, many states require that all health plans offer confidential addiction treatment and require employers to allow their workers time off for treatment if needed. In some cases, however, you must fight for the treatment benefits you have been promised. Our rehab helpline is open 24 hours a day, and our staff members are happy to advocate your rights and coverage to your insurance company.

Benefits of Personal Payment or Financial Aid

Some people, for issues related to privacy or other preferences, prefer to pay for their own rehab expenses. This may be because they seek personal privacy and do not want their employer or coworkers to know about their addiction. It may be that they prefer not to let their insurance company know. Others, including the unemployed and the self-employed, may not have any health insurance to begin with. Regardless of the reason, however, the fact is that many people choose to pay for their own rehab. Whether costs are paid in advance or paid over time, this is certainly an option for some people. There are also several local, state, and federal programs available to help the uninsured receive addiction treatment.

24 Hour Rehab Helpline

If you would like more information about funding, insurance, self-payment, or other rehab options, please call our toll-free helpline today. Our staff members can answer any questions you have about addiction, finances, or anything else related to substance abuse and insurance. Don’t use money as an excuse to postpone treatment. We can help. Call now.